Coverage
COSMOS Insurance offers a motor insurance policy designed especially for the British Forces community.
Our comprehensive cover includes:
- Third Party Liability cover (as required by law).
- Passenger’s liability.
- The insured vehicle can be driven by six (6) named drivers who are holders of a valid normal driving license and are driving with the permission of the policyholder.
- Driving other Cars of the same category/type.
- Trailer Extension.
- Road Assistance Service 24 hours, 7 days a week
- Accident Care Service 24 hours, 7 days a week.
- Loss or damage to the insured vehicle as a result of an accident, fire, storm, thunderstorm, flood, earthquake and other natural perils.
- Loss or damage from Strikes and Riots
- Windscreen and Glasses cover up to €1000
- Replacement with a new car when the vehicle has been stolen and not found or if the damage is over 50% of its value. This cover is valid only for vehicles up to one (1) year of age.
- Personal Accident cover for the driver up to €20.000.
- Loss of use.
- No Claim Bonus Protection.
- No Imposition of Loading for Claim.
- Treatment Costs for Pets following an accident up to €1.000.
- Misfueling Protection, up to €500.
Quotes & Eligibility
Getting a quote is quick and straightforward. Click HERE and follow the steps to get your quote. From there, you may proceed with answering a few questions and receiving your policy in your mailbox.
Our standard eligibility covers drivers aged 23–70 who are holders of a valid driving licence for at least 2 years. If you fall outside this bracket, don’t worry – we’ll assess your case individually. Just send us an email at info@cosmosinsurance.com.cy .
Your premium is calculated fairly and transparently, taking into account:
- Your vehicle’s characteristics
- The value of your vehicle
- Your driving experience and age
- Your no-claims history
To make things easier, please have your logbook (V5) ready when completing your quote request, as we may need some information that can easily be found in it.
Breakdown & Roadside Assistance
We know that peace of mind on the road is essential. That’s why all our policies include a 24/7 breakdown and roadside assistance service.
Cyprus has some rules that may be unfamiliar, but we’ll guide you every step of the way:
After an accident, vehicles must stay in place until the police give permission to move them. However, following a recently passed legislation, in the event of a road collision between motor vehicles on any road (including open space, square and/or public place), if the drivers involved mutually agree to move the vehicles involved in the collision, and:
(a) there are no apparent bodily injuries to any of the persons involved;
(d) it is reasonable under the circumstances prevailing at the time on the roadway and the road,
(b) the intervention and/or presence of the Cyprus Police at the scene is not required;
(c) the vehicles involved can be moved without towing and without causing further damage either to them or to the road surface;
and then, subject to the below, the vehicles shall be moved to the nearest point so as not to obstruct the remaining traffic.
In case it has been agreed to move the vehicles, before doing so, the drivers involved must:
(a) immediately notify their insurance companies of the collision;
(b) exchange names, insurance policy numbers, driving licence numbers, vehicle details, and phone numbers;
(c) promptly take photographs of the accident scene, showing the vehicles’ final positions, registration numbers, damages, and surroundings;
(d) exchange the photographs and send them to the person designated by their insurance company or its representative.
